What Is Excellent Credit Score Range

When your credit score climbs the scale into a higher category you can expect better treatment from lenders like credit card companies and banks.

What is excellent credit score range.

A perfect credit score of 850 is hard to get but an excellent credit score is more achievable. A vantagescore 3 0 score of 661 could put you in the good range for example while a 661 fico score may be considered fair. A score of 800 or above on the same range is considered to be excellent. What is an excellent credit score.

The more familiar score range of 300 850 was adopted beginning with vantagescore 3 0 in 2013. What can a good credit score range do for you. Some lenders and reporting agencies might go all the way up to 850 if they don t consider exceptional credit to be its own category. Bankcard and auto scores can range from 250 to 900.

Earlier versions of vantagescore used a range of 501 990. The best credit score and the highest credit score possible is 850 for both the fico and vantagescore models. According to experian one of the three major credit bureaus a vantagescore between 750 and 850 is excellent and a good score is between 700 and 749. As you can see different credit scoring models may have different ranges and scoring criteria.

That means the same credit score could represent something different depending on which credit model a lender uses. Your credit score can fall anywhere in the 300 850 range and while less than 1 of consumers have perfect credit snagging an excellent score is more attainable. Most credit scores fall between 600 and 750. What is a fair credit score range.

An excellent credit score range is usually considered to be a score from 740 to 799 for most lenders and reporting agencies. A fair credit score range is a score that falls within 580 and 669. A lendingtree analysis of people with credit scores of at least 801 found that those with excellent. For fico scores a good credit score is 670 to 739 with a higher score being very good or excellent.

A credit score can range from 300 to 850 depending on the scoring model such as a mortgage score. If you want to get the best credit cards mortgages and competitive loan rates which can save you. For vantagescore 3 0 scores a good score is from 700 to 749 with a score from 750 to 850 being excellent.